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The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

by Dave Ramsey (Author)

New York Times bestseller! More than Five million copies sold!

You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: 

  • Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
  • Recognize the 10 most dangerous money myths (these will kill you)
  • Secure a big, fat nest egg for emergencies and retirement!

Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.

Dive deeper into Dave's game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.

In his groundbreaking book, "The Total Money Makeover: Classic Edition," financial expert Dave Ramsey unveils a revolutionary plan for achieving financial freedom and eliminating debt. With his straightforward approach and practical advice, Ramsey empowers readers to take control of their finances and create a secure financial future.

Ramsey's Total Money Makeover is based on seven simple but powerful baby steps that guide readers through the process of getting out of debt, building wealth, and achieving financial peace of mind. These steps include:

  • Build a $1,000 emergency fund. This fund will provide a safety net for unexpected expenses and prevent you from going into debt.
  • Pay off all your debt (except for your mortgage) using the debt snowball method. This method involves focusing on paying off your smallest debts first, regardless of the interest rate, which can help you build momentum and motivation.
  • Save up 3-6 months of living expenses in your emergency fund. This will give you peace of mind knowing that you have a financial cushion to fall back on in case of a job loss or other financial hardship.
  • Invest 15% of your income in retirement savings. This will help you build a nest egg for retirement and secure your financial future.
  • Pay off your mortgage early. This will save you thousands of dollars in interest and allow you to own your home outright sooner.
  • Build wealth and give back. Once you've reached your financial goals, you can use your wealth to make a difference in the world and leave a legacy for future generations.

Ramsey's Total Money Makeover has helped millions of people transform their financial lives. If you're ready to take control of your finances and achieve financial freedom, this book is essential reading.

In addition to the seven baby steps, Ramsey also provides readers with a wealth of practical advice on budgeting, saving, investing, and avoiding debt. He also offers encouragement and support throughout the process, reminding readers that financial freedom is possible for anyone who is willing to work hard and follow his plan.

If you're looking for a proven plan to get out of debt, build wealth, and achieve financial freedom, look no further than "The Total Money Makeover: Classic Edition" by Dave Ramsey. This book is a must-read for anyone who wants to take control of their finances and create a secure financial future.

Rating:

Pages:
272 pages
Language:
English